A Message to our Friends

Press play to hear a Christmas message from our President and CEO.

Jo David Cummins


This is a Special Time

Another year has rolled by so quickly. Christmas is a special season for our family at Community First Bank of the Heartland. It is a time that we reflect on the many blessings that we enjoy. We are thankful for our family and friends and spend time with them enjoying the lights, the decorations, the food, and the feel of the season. It is a time when we are often more reflective, while at the same time the excitement of the season energizes us. During this time, there are more smiles, we are more careful to say "Thank You" and there is a spirit of kindness and generosity that unfortunately is less present throughout the rest of the year.

Most of all, during this time there is a feeling of calm and hope. "For unto you is born this day in the city of David a Savior, which is Christ the Lord?" Luke 2:11

At Community First Bank it's also a time when we are reflecting on how God has blessed our business over these past years. We give thanks for those who allow us to serve them and trust us with such an important aspect of their lives and are most grateful for that opportunity.

From all of us at Community First Bank, "Merry Christmas and a Happy New Year!"

Jo David Cummins, President and CEO